polychronis Financial services

problems we solve

Risk mitigation

retirement income planning

tax-free retirement

health INSURANCE

life insurance

The Benefits of Secure Monthly Income

Secure monthly income is intended to act like a paycheck in your life. When you retire, it’s a relief to know that your lifestyle doesn’t have to change. At Polychronis Financial Services, our expertise is structuring your finances so that you have set, guaranteed income every month for the rest of your life. We will show you how you can cover the necessities, and still have money left over to enjoy your free time.

Retirement is deeply personal and looks different for everyone. You deserve to speak with someone who will understand your unique needs and help create an individualized path to get you through your journey. At Polychronis Financial Services, we do more than just offer you a standard set of financial products. Our boutique, family-run financial firm is dedicated to getting to know you, and will thoughtfully consider where you’ve been, where you are, and where you want to go.

Risk mitigation

Not everyone has the same level of risk tolerance when it comes to investment, especially if you’re close to retirement. Many people believe their only alternative to the stock market is leaving their money in the bank. At Polychronis Financial Services, we specialize in safe retirement accounts through several different American-based companies that mirror the market, offer significant growth potential, and have zero market risk. The money you’ve earned is your own. You’ve worked hard for it, and we believe your security should never be jeopardized.

 

retirement income planning

Income planning is one of the best ways to achieve peace of mind while leading up to your retirement. If you want to feel prepared for your golden years, you’ll need to work out how much you need by the time you reach retirement. At Polychronis Financial Services, our doors our open and we’re ready to talk to you about strategically planning for your retirement. Our main focus is listening to your goals and showing you ways to achieve them. Quality retirement planning should aim for a financial structure that’s similar to your working life, so your lifestyle doesn’t have to change.

Meet with John Polychronis to develop an understanding of how you foresee your retirement and what kinds of steps will help you get there.

 

tax-free retirement

If you’re thinking about how you can cut back on the taxes you pay during your golden years, you’re not alone. We would love to tell you more about how a tax-free retirement can work for you, and why it’s so important to start planning sooner than later.

The term “tax-free” may sound too good to be true, but at Polychronis Financial Services we can discuss how to make it a reality. At the very least, we can talk to you about how to reduce what you owe.

HEALTH INSURANCE

Health insurance can be difficult to navigate whether you’re looking for yourself, your family, or your employees. Residents and small business owners of New Hampshire can meet with our expert health insurance consultant at Polychronis Financial Services to shop rates, choose the best plan, and secure coverage. We proudly serve many local businesses on the seacoast with small group health benefits, including dental and vision, through reputable carriers such as Anthem and Harvard Pilgrim.

life insurance

Purchasing life insurance is an honorable decision as it ensures financial protection for your loved ones and offers peace of mind.

Whether you’re looking to accumulate cash, leave wealth for your family, or cover any remaining debt, we have access to 35+ life insurance carriers with customizable policy options to fit your needs and your budget. Meet with John Polychronis to discuss these options and determine which will be the best fit for you and your family.